Credit Savvy is a new easy-to-use iPhone app designed to evaluate credit card offers and interest-free purchases. Users can enter details for any number of credit offers and compare them to each other or to a loan or overdraft. The overall savings and comparative APRs are calculated and displayed in simple graphs.

The VAT Scheme Comparator provides an accurate 3 year illustration and comparison for your business of the VAT payable both within and outwith the HMRC Flat Rate Scheme to allow you to make an informed decision about whether to join or leave the scheme. Additionally, for businesses already joining or in the scheme, the App offers a comprehensive search facility to help identify the appropriate business sector and applicable flat-rate percentages for 2010 and 2011.